RBI Regulated & Secure — All AEPS, DMT, BBPS, UPI & Wallet services are offered through RBI-licensed bank partners as per applicable RBI/NPCI guidelines.
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Welcome to OGC Private Limited! 👋
Retailers with us are earning ₹15,000+ every month in commission. Curious how much you could earn?
RBI-Aligned & Trusted by 5000+ Retailers Across India
India's Trusted
Digital Payment Platform
Empowering businesses and individuals with secure, instant and reliable payment solutions.
OTPay
Live
₹ 2,500.00
AEPS Cash Withdrawal
Place finger to authorise
AEPS
DMT
BBPS
UPI
₹500Cr+
Transaction Volume
Trusted By Leading Banks & Networks
Real Retailers. Real Impact Across India.
From small-town kirana stores to busy city counters, thousands of retailers use AutoPay every day to bring banking, bill payments and digital services to their customers — earning commission on every transaction, with zero technical hassle.
Build Your Business With Us
From your first counter to running a state-wide network — there's a partner tier built for every stage of your growth.
Retailer
Offer AEPS, DMT, BBPS, recharge & more at your own counter and earn commission on every transaction.
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Distributor (DT)
Onboard & manage a team of Retailers in your area, load their wallets and earn override commission.
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Master Distributor (MD)
Run a district/state-level network of Distributors with bulk fund distribution and the highest margins.
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TSM
Territory Sales Manager — grow & support our partner network on the ground in your territory.
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ASM
Area Sales Manager — lead a team of TSMs and drive growth across your entire area.
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One Powerful Device. Every Service Your Customers Need.
AEPS, DMT, BBPS, UPI and Payouts — all running through a single dashboard and device at your counter. Every transaction is confirmed instantly with a digital receipt, so both you and your customer always know it went through safely.
AEPS
DMT
BBPS
UPI
Payout
Our Services
One platform, every payment service your counter needs — all running on RBI-licensed bank rails.
OTPay Platform
A single onboarding, a single wallet and a single settlement cycle behind every service on the right.
- RBI-licensed bank partners
- Real-time settlement
- 24x7 support desk
AEPS
Aadhaar Enabled Payment System
Cash Withdrawal
Balance Enquiry
Mini Statement
Aadhaar Pay
RBI cap: ₹25,000/day withdrawal, ₹50,000/txn transfer, biometric-authenticated.
DMT
Domestic Money Transfer
Bank Transfer
IMPS & NEFT
Beneficiary Verify
Auto Refund
RBI cap: ₹10,000/txn, ₹25,000/month cash pay-out, KYC-verified remitters.
BBPS
Bharat Bill Payment System
Electricity
Gas & Water
Broadband
Insurance
Loan EMI
NPCI/RBI regulated: mandatory agent KYC via authorized Agent Institution.
Mobile Recharge
Prepaid, DTH & utilities
Prepaid
Postpaid
DTH
Datacard
RBI-aligned payment aggregator norms; retailer KYC mandatory.
Micro ATM
Your counter becomes an ATM
Card Withdrawal
Balance Enquiry
PIN Change
RBI cap: ₹10,000/txn withdrawal under Business Correspondent guidelines.
UPI Services
Collect, transfer & payout
UPI Collect
UPI Payout
QR Payments
Virtual Accounts
NPCI/RBI cap: ₹1,00,000/day standard, higher for select merchant categories.
API Solutions
Plug our rails into your product
REST APIs
Webhooks
Sandbox
IP Whitelisting
PCI-DSS & RBI data-localization compliant integration.
Why Choose Us?
Secure & Reliable Platform
Our Business Solutions
Retailers
Grow your business with our services
Distributors
Expand & earn more with high commission
API Partners
Integrate & offer our services effortlessly
Enterprises
Tailored solutions for your enterprise
Become a Partner in 3 Simple Steps
1
Register & Complete KYC
Sign up online with your PAN & Aadhaar and complete a quick, RBI-compliant KYC process.
2
Get Approved & Access Dashboard
Once verified, get instant access to your retailer dashboard, device or API credentials.
3
Start Earning Commission
Offer AEPS, DMT, BBPS, UPI & more at your counter and earn on every transaction.
What Our Retailers Say
"AEPS aur DMT dono ek hi platform pe milne se mera counter ab sabse busy dukaan ban gaya hai. Settlement bhi turant hota hai."
"BBPS aur recharge ka commission time pe milta hai. Support team bhi 24x7 turant respond karti hai."
"API integration hamare app ke saath sirf do din mein ho gayi. Documentation bahut clear thi aur support team ne poora saath diya."
RBI & NPCI Aligned Services
256-bit End-to-End Encryption
PCI DSS Ready Infrastructure
Frequently Asked Questions
How do I become a retailer partner?
Click "Get Started", complete your KYC with PAN & Aadhaar, and once verified you'll get instant access to your retailer dashboard to start offering AEPS, DMT, BBPS and more.
Are your services RBI compliant?
Yes. All AEPS, DMT, BBPS, UPI and Wallet services are offered through RBI-licensed bank partners and follow applicable RBI/NPCI guidelines, including transaction limits and mandatory KYC/authentication norms.
How quickly do I receive my commission?
Commissions are calculated in real time and settled to your linked bank account as per your payout cycle, with full transparency in your dashboard.
Can I integrate your services into my own app?
Yes, our API Solutions let you integrate AEPS, DMT, BBPS, UPI, Payout and Wallet services directly into your own app or website with sandbox access and dedicated developer support.
What support is available if a transaction fails?
Our 24x7 support team investigates failed or disputed transactions promptly, in line with RBI's grievance-redressal timelines, and keeps you updated until resolution.
Ready to Grow Your Business With Us?
Join thousands of retailers and partners using our secure, RBI-aligned financial services across India.